Commercial or Residential Lending

Whether you are buying your first home in Cape Coral or Fort Myers, your first strip mall in Naples, or maybe Re-financing, we can provide a tailored solution that will fit your specific needs.

A Cape Coral Mortgage Broker says you can own your own home! We can help.

The American dream -- home ownership! More people are taking advantage of Lee County's or Southwest Florida's real estate market combined with today's low rates to buy their first home, or their dream home. We're on your side! We help find the best mortgage for you so you can concentrate on getting ready to move in!

If you can imagine it, we can do it. FHA, VA, Conventional, Jumbo, Reverse Mortgages, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new South West Florida home.

Before you even start home shopping, get prequalified by one of our Cape Coral mortgage loan professionals today! It's fast and it's free and you'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

As a member of the local Cape Coral Chamber of Commerce, Anchor Lending Group strives to provide extraordinary customer service.

FINANCIAL AND ESTATE PLANNING

With a Government Guaranteed Reverse Mortgage

No Credit or Income Requirements!

You have finally retired! But wait,

what if?????

  • Your home drops in value?
  • Your stock and bond portfolio declines in value?
  • Inflation cripples your purchasing power?
  • Unexpected expenses ravage your savings?
  • Higher taxes affect your quality of life?
  • You outlive your money?

A Reverse Mortgage Line of Credit can protect you from both inflation and real estate devaluation, providing financial protection in your most vulnerable years.

Any senior over the age of 62 should consider a Reverse Mortgage Line of Credit (LOC) to enhance their long term financial and estate planning goals.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!

Browse our easy-to-use site to become familiar with our people and our programs. Then come visit a mortgage professional who can help you on your way to your goals!

USDA Rural Home Loan Highlights:

Loan up to 102% of appraised value.

o Wrap closing costs in when appraisal exceed contract (loan not limited to contract)

No mortgage insurance.

No credit explanations when credit score is 620 or above.

No minimum credit score.

No reserves required.

No cash contribution required from borrower.

Unrestricted gifts, no need to document source.

No max loan amount.

Repayment Ratios are 29/41. Liberal ratio waivers with documented compensating factors.

o 31/43 for homes built post January 1, 2001.

No limit on total debt to value ratio (CLTV)

Non-traditional credit may substitute for lack of traditional credit history.

Not limited to first-time home buyers.

Very competitive rates (set by underwriting lenders)

#1 In Identity Theft Protection

Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.01%5.17%
15-yr Fixed4.4%4.63%
1-yr Adj4.22%5.24%
* national averages



Mortgage Calculator:
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4005 Del Prado Blvd Suite B Cape Coral, Fl 33904
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